We have help many Buyers Find, Buy, and Finance types of Healthcare Businesses and Medical Clinics, including Pediatrics, Internal Medicine, Cosmetic, Aesthetic, HRT Clinics, Allergy and Immunology, Weight loss, Family Medicine, Physical Therapy, Laser and Medical Research Clinics. We also specialize in Home Healthcare Agencies, Nurse Registries, Senior Care Businesses, ALF's, Adult Day Care, Med Spas, Chiropractic Clinics. We have also sold Compounding Medical Pharmacies.
Experience Matters!
Medical Practice Financing vs. SBA-Backed 7a Loans. If you are a licensed medical professional (MD, DDS, DVM, etc.) looking to own a clinic, your specialized skills make you an ideal candidate for financing. Banks often provide "Practice Financing" for acquisitions with potentially ZERO Down. Understanding the Differences SBA-Backed Loans: On a $500,000 purchase, you may face up to $12,000 in SBA guarantee fees plus approximately $10,000 in closing costs. Additionally, SBA standard operating procedures typically require the buyer to contribute 10% to 15% of their own funds as a down payment. Practice Financing: With a specialized practice loan for the same $500,000 purchase, there are no SBA guarantee fees—a direct saving of $12,000—and closing costs are significantly lower. This pathway often allows you to acquire an established, profitable practice with zero dollars down. While SBA loans are a viable tool, it is essential to weigh all options to determine the best fit for your specific financial situation. I have facilitated numerous transactions where the seller was fully cashed out at closing while the buyer not only provided zero down payment but actually walked away from the closing table with a check for working capital. Many practitioners have doubled or tripled their business size after acquisition. For expert guidance on buying or selling a practice, contact Vince LoCricchio, BCI, at 813-690-0109. Vince@enterprisebrokers.com
View 150+ Medical / Healthcare Businesses for sale. You can sort by Category Detail. Click on Have agent contact you for additional info. You can also contact us to fine tune your search to specific areas and Business types.
Sold! $1,000,000.00
Medical Research Clinic & Internal Medicine Practice
Purchased by Family Office with Bank Funding
Sold! $575,000.00
Medical Pediatrics Medicine Practice with Clio Lab
Business
Purchased by Doctor using Practice Financing
Sold! $355,000.00
Non Medical
Home Care Franchise
Agency
Purchased by Individual Investor with SBA 7a Backed Funding
Sold! $175,000.00
Physical Therapy Clinic
Purchased by Physical Therapist with SBA 7a Backed Funding
Sold! $550,000.00
Non-Medical Home Care Franchise Established with 2 Territories.
Pruchased by Individual Investor with SBA 7a Backed Funding
Sold! $355,000.00
Non Medical
Home Care Franchise
Agency
Purchased by Individual Investor with SBA 7a Backed Funding
Sold! $200,000.00
Medical Non Sterile Compounding Pharmacy
Purchased by Strategic Buyer for Cash
Sold! $600,000.00
Non Medical Senior Care Franchise Business
Purchased by Individual Investor with SBA 7a Backed Funding
Sold! $499,000.00
Medical Asthetics Clinic, Non Invasive Procedures,
Purchased by Doctor using Practice Financing
Sold! $310,000.00
Home Healthcare Medicare Certified Agency
Purchased by Stratigic Buyer with SBA 7a Backed Funding
Sold! $200,000.00
Allergy Asthma & Immunology Practice
Purchased by Doctor using Practice Financing
Sold! $500,000.00
Medical Internal Medicine Practice Business
Purchased by Doctor using Practice Financing
Sold! $499,000.00
Home Healthcare Medicare Certified Agency
Purchased by Stratigic Buyer in Neighboring County for Cash at Closing
Sold! $275,000.00
Medical Healthcare Cleaning and Disposal Services Business
Purchased by Individual Investor with SBA 7a Backed Funding
Sold! $349,000.00
Veterinary Practice Animal Hospital
Purchased by DVM using with 100% Bank Financing
When Buying or Selling a Medical Practice: EBITDA vs SDE
Which Metric do Buyers use when assessing the Purchase of a Medical Clinic? The answer is that it depends on the size of the Business and the buyer. First let’s define EBITDA, Earnings before Interest, Taxes, Depreciation, and Amortization. The way to Calculate this is to simply add those items from the financial statements. This method assumes a “Passive” (not working in the business) owner and investor for example.
SDE is the acronym for Sellers Discretionary Earnings, AKA Sellers Discretionary Cash Flow, Adjusted Net and a few other similar sounding names. This Metric includes all of the EBITDA items listed above but also Assumes a Full-Time working owner and includes the Sellers Discretionary Expense “add backs”. Examples might be Travel that is not necessary for the business, a company car, a retirement plan for the owner of the business just to name a few.
An individual Doctor looking to buy a Medical Practice to work in and own will be looking at SDE to calculate how much they will make. An example would be an Internal Medicine Practice with $800k in collections and the Full-Time working Doctor owner is making $350k after all the bills are paid. A buyer might pay 1 to 2.5 times (maybe more) of the SDE to purchase that practice.
A Large Group or Hospital looking to buy this same Practice will be a somewhat passive investor and will include a Doctors Salary of $200k in the expenses. They will also add general and administrative cost and where the SDE was $350k in this example, the EBITDA is now around $100k for the same Business. With the owner Doctor leaving, they will also want the seller to “earn out” of the business for the risk that the patients don’t like the new Doctor they place in the Practice. This means that if the Collections decrease after the sale, the seller receives less money for the business. The large group may pay 2 to 3 times (could be more for a Business that has $1mm+ in EBITDA) the EBITDA but the higher Multiple is on a much smaller Number. 3 Times EBITDA of $100k in this example equals $300k price where 1.5 times SDE of $350k equals a price of $525k.
Keep in mind this is the Same Business, Same Numbers, just a different point of view from different types of buyers. Your Business has a different value to different types of buyers.
The Bottom line is that you need to find the best buyer to get the best price for your Business when it is time to sell. If you are thinking about selling your Medical Practice and are not happy with the offers you have received from large group buyers, call Vince LoCricchio BCI at 813 690-0109 for a free confidential consultation about buying or selling a Medical Practice or email Vince@EnterpriseBrokers.com Member International Business Brokers Association and Business Brokers of Florida.